Your privacy is important to us. This Privacy Notice describes the information we collect and how we use that information. By using this website, you consent to the terms of this Privacy Notice. This Privacy Notice is effective as of August 25, 2021.
Information collected by Niche Capital when you submit a request for a loan includes the following:
Niche Capital uses this information to:
Try to connect you with a lender Improve our website Improve our marketing strategy Respond to customer questions and concerns Provide the relevant financial services to you Send marketing material to you.
Like most websites, we automatically obtain information from your computer. This information is obtained either directly, through the use of ‘cookies’, or through third party services. A ‘cookie’ is information the website sends to your computer whilst viewing a website to remember who you are without personally identifying you.
The information includes, browser type and language, IP address, enter/exit pages, links clicked from our site and the computers operating system.
This is non-personal information that cannot be associated with a specific individual. Niche Capital may share this non-personal information with suppliers and third parties for website statistical analysis.
The ways in which we share your personal information to third parties are described below.
We provide your personal information to companies and third parties that help us deliver our service to you, for example, prospective lenders. These third parties are authorized to use your personal information only to provide the service we offer.
Your personal information is shared with companies that wish to market their products and services to you. If you do not want us to share your personal information with these third parties please contact us.
Your personal information may also be disclosed in the following circumstances:
When it is necessary to protect your safety or the safety of others, protect our rights, investigate fraud or in response to a government request.
When your personal consent has allowed us to do so.
We offer customers the opportunity to ‘opt-out’ of having their personal information passed on to certain third parties who may wish to market their products and services to them. If you do not wish to receive such marketing material you can indicate this to us by ‘unmarking’ the relevant box on our loan request page or by clicking the link at the bottom of any email you receive.
Niche Capital may contain links on its site to websites with differing privacy policies. Submitting personal information on these sites means it will be under the governing rule of their privacy policies. As a result, we encourage you to carefully read the privacy policy of any website you visit.
The Niche Capital website is not intended to be used by people under the age of 18. We do not knowingly collect personal information from persons under the age of 18.
We take great care over the security of your personal information. We follow industry standards to protect the information you submit to us. We have security measures in place physically, technologically and procedurally to prevent unauthorized access to the information we collect. For example, sensitive information like social security numbers are encrypted. Despite these precautions, no electronic storage or Internet transmission methods are 100% secure. As a result, we cannot guarantee absolute security of your personal information.
Niche Capital can, at its discretion, revise, modify, supplement, and/or update this privacy policy at any time. Changes to the policy will be available on our website with the revised ‘last updated’ date included on the policy. If we make material changes to the way we collect and use your personal information may notify you by email and/or a prominent notice on our website. We recommend that you review the privacy policy periodically to assess the latest practices.
If you wish to review and/or change the personal information we have collected from you, please contact us by writing or sending an email to the addresses below.
info@Niche Capital
Effective January 1, 2020, residents of California (“CA Resident”) have the right to request and access information of his or her personally identifiable information (“PII”). Under CCPA, each California resident can do the following:
In addition, prior to taking any actions with any PII of the CA Resident, we are required to successfully confirm the identity of the resident (or authorized representative agent, registered with the State of California) prior to any action.
We use the information that we collect about you through your interaction with this Website as well as information that you voluntarily provide to us. We may use collected information to communicate with you via mail, email, telephone, text message/SMS, auto dialer, or otherwise even if your number appears on a do-not-call list or other similar registry. We may also provide your information to third-party lenders or financial institutions for the purpose of determining eligibility for specific products for business purposes, such as analytics, research, advertising and marketing, and operational purposes; to comply with law enforcement and maintain the security of our Website; and to perform any other functions otherwise disclosed when you provide us with your information. These lenders or financial institutions may also contact you for loan related purposes via mail, email, telephone, text message/SMS, auto dialer, or otherwise. Standard data and message rates may apply.
By submitting your contact information to us, you are expressly consenting to be contacted by us or by one or more Service Providers by telephone, email or postal mail. Your information may be going to an aggregator or marketer and not a lender, financial service provider, or debt relief provider. Your information can be sold multiple times leading to multiple offers from lenders, financial service providers, debt relief providers, aggregators, and other marketers.
In addition, we may share some or all of your information with third party marketers and list managers with whom we have a business relationship, and these third party marketers and list managers may use your personal information to communicate with you about other marketing or business offers via telephone, email, direct mail, text message (std. text message rates may apply), auto dialer, call center, or other channels.